Rare 3.99% VA Assumable Rate & Paid-Off Solar in Chula Vista! Welcome to this meticulously maintained, three-level home in the highly sought-after Tapestry community! Boasting 3 bedrooms, 2.5 baths, and 2,253 sq. ft. of pristine living space, this turn-key residence offers the perfect blend of modern comfort and incredible financial value. Buyers can take advantage of a rare 3.99% VA assumable loan, paired with fully paid-off solar panels for massive energy savings. The light-filled main level features a cozy living room with a fireplace, flowing seamlessly into a generous dining area and an open kitchen equipped with stainless steel appliances. Upstairs, all three bedrooms are conveniently located alongside a dedicated laundry room. The spacious primary suite and secondary bedrooms feature dual-sink bathrooms to make busy mornings a breeze. The top floor reveals a massive, versatile loft-perfect for a home office, media room, or optional 4th bedroom. Outside, enjoy a charming front courtyard, a rare and spacious side yard for relaxing, and an attached 2-car garage. Perfectly situated directly across from top-rated Wolf Canyon Elementary School, the home offers walkable access to community parks, the neighborhood pool, spa, and clubhouse. You are also just minutes from premier dining and shopping at Otay Ranch Town Center, with quick access to Highway 125 for an easy commute. Don't miss this rare opportunity to lock in an incredible rate and make this beautiful home yours today!