Move-in ready and thoughtfully updated, 3746 Harding Ave offers a rare combination of space, flexibility, and modern comfort in a central San Diego location. This 3-bedroom, 3-bath home spans approximately 1,955 sq ft and features a well-designed two-story layout with multiple living areas on the main level - ideal for everyday living, entertaining, or creating a dedicated home office or flex space. Upstairs, you'll find three generously sized bedrooms, including a private primary suite with its own balcony - the perfect retreat for morning coffee or unwinding at the end of the day. A secondary bedroom also features a private balcony, enhancing natural light and creating an elevated indoor-outdoor feel. Recent improvements add both value and peace of mind, including fresh interior paint, updated appliances and fixtures, new balcony flooring, low-maintenance turf, and a newly installed mini-split system (2025) for efficient year-round comfort. The home offers a functional layout with the size and versatility that's increasingly hard to find at this price point, making it an ideal fit for both owner-occupants and long-term investors. Located on a quiet residential street with convenient access to major freeways, shopping, dining, and schools, this home delivers both livability and accessibility in one of San Diego's most connected neighborhoods. A well-maintained, move-in ready opportunity with space to live, work, and grow - 3746 Harding Ave is not one to miss.