Opportunity awaits in the highly desirable Bay Ho neighborhood! This duplex offers exceptional flexibility for an owner-occupant, investor, or anyone looking to offset their mortgage with rental income. Live comfortably in the spacious 2-bedroom, 1-bath unit while generating income from the adjacent 1-bedroom, 1-bath unit, which is currently tenant occupied. Whether you're looking to build long-term wealth or expand your investment portfolio, this property offers outstanding potential. Each unit features its own detached one-car garage, providing valuable parking and additional storage. The private backyard creates an inviting space for outdoor dining, entertaining, gardening, or simply relaxing and enjoying San Diego's year-round climate. Located in the sought-after Bay Ho community, you'll appreciate the convenient access to beaches, Mission Bay, shopping, restaurants, parks, major freeways, and public transportation. Its central location makes commuting throughout San Diego easy while still enjoying the charm of an established residential neighborhood. This is a rare opportunity to own a versatile income-producing property in one of San Diego's most desirable communities. Whether you're searching for a primary residence with supplemental income or a solid investment with strong long-term upside, this duplex checks all the boxes. Don't miss your chance to own a property that offers flexibility, convenience, and excellent potential in an exceptional location.