FHA and VA loan approved means you can get your slice of paradise for a lower interest rate and with a lower down payment! HOA even includes water & hot water saving you $100+/mo. Everything you need is within walking distance! Scenic walking paths lead to Carmel Valley Recreation Center, Del Mar Highlands Town Center, One Paseo Shopping Center, various parks, library, and top-tier schools. Sunlight showers the unit while the ocean breezes fill the rooms. Over $30k spent on the recently refreshed kitchen with Samsung stainless appliance package including washer/dryer, both bathrooms renovated with designer finishes, walk-in shower and even an extra wide soaking tub. Central heating and air conditioning! This beautifully modernized unit no longer gives 2002 vibes like most other units in the development do. Dual-primary layout offers maximum flexibility and privacy, ideal for roommates, guests, or a work-from-home setup. Both bedrooms are a spacious 13'x12'! Covered patio is 12'x6' adding to the indoor/outdoor living vibe. Oversized 19'x9'x10' garage is actually large enough to park your car, get out of it and have room for storage including overhead racks. In addition, you receive 2 parking permits for reserved spots. Less than 3 miles to Torrey Pines State Beach. Easy access to the 56, 5 & 805 freeways makes for an effortless commute. This is coastal, low-maintenance living done right!