REMODELED • 2-CAR ATTACHED GARAGE • APPROX. 5 MILES TO THE BEACH • NO LAND LEASE Rare opportunity to own a beautifully updated 1-bedroom, 1-bath home FHA financing approved complex in Costa Mesa's desirable Monticello community, where 1-bedroom homes rarely become available. This move-in-ready home features a versatile flex space for a home office, guest area, or sitting room. The remodeled kitchen offers new cabinetry, quartz countertops, and stainless steel appliances. New waterproof laminate flooring runs throughout, complemented by fresh interior paint and updated lighting and plumbing fixtures. The renovated bathroom features a modern dual-sink vanity and tiled bathtub enclosure. A 2-car attached garage with direct access provides convenient parking and storage. The listing image showing a front fence is a virtual rendering of a potential improvement. The fence shown is proposed. Under the HOA's Red Stake Program, and subject to HOA approval, a portion of the front common area may be enclosed for use as the homeowner's personal outdoor space. Buyer to verify program requirements and approval status directly with the HOA. Enjoy a walkable location near Orange Coast College, Vanguard University, and the OC Fairgrounds, with shopping, dining, entertainment, and the 55, 73, and 405 freeways just minutes away. The beach is approximately 5 miles away. Monticello residents enjoy a gated community pool, clubhouse, and low HOA dues. With no land lease and no Mello-Roos, this is a rare opportunity to own an updated home near the coast.