No HOA or Mello Roos with this 3,077 sq ft home. Set on an expansive 1.29-acre lot, enjoy privacy and amazing views in a peaceful setting. Natural light pours into this home with 3 bedrooms, 2.5 bathrooms, and a renovated studio apartment with its own kitchenette and bath; ideal for extended family, guests, or rental use. The main living area features an open layout with tall beamed ceilings and large windows that bring in natural light and showcase the spectacular surrounding views. The space feels open and functional, with a layout that's easy to live in. The kitchen offers generous counter space, a walk-in pantry, and connects directly to the main living and dining areas, as well as the oversized deck. Upstairs, a loft overlooks the main level and includes an oversized closet/bonus space, providing a flexible space for a home office, gym, or additional living area. The primary bedroom is spacious and private, with room for a sitting area or workspace. It includes an oversized cedar-lined closet, an en-suite bathroom, and access to two separate decks. The additional bedrooms are comfortably sized and share an updated Jack-and-Jill bathroom. Outside, the property is quiet and peaceful, with mature landscaping and a variety of fruit trees, including orange, kumquat, lemon, guava and more. The patio and outdoor areas offer multiple places to relax or gather, all with a sense of peace and privacy. Located close to shopping, schools, parks, and Lake San Marcos, this property offers space, flexibility, and a setting that's hard to find.