Assumable loan at 3.75% own for less than rent with a monthly payment of under $1,638! Located in the highly desirable Clairemont community, this single-level unit is the perfect mix of ease and lifestyle and affordability. With entry on the first floor and no stairs, it lives effortlessly from the moment you walk in. Inside, the open floorplan is filled with natural light and designed for both comfort and functionality, featuring in-unit laundry, a cooling mini split system, and a spacious walk-in closet that adds to the home's everyday convenience. The layout flows seamlessly into a private outdoor space, perfect for morning coffee or unwinding at the end of the day. The community itself feels like a retreat, with beautifully maintained grounds and resort-style amenities including three pools, a gym, sauna, spa, and multiple BBQ and seating areas - all with a low HOA. Set in the heart of Clairemont, you're minutes from some of San Diego's best beaches, shopping, dining, and easy freeway access, making this an ideal option for both first-time buyers and savvy investors looking to secure a below-market rate opportunity.