Welcome to luxury, active-adult resort living in the highly coveted, 24/7 guard-gated 55+ community of Rancho Carlsbad! Sitting on a premium creek-side lot, this exceptional, light-filled residence features a large, highly unique 4-bedroom, 3-full-bathroom layout and boasts a rare, highly sought-after 2-car garage-an incredibly scarce combination for this community. Step inside to discover gorgeous, brand-new hardwood flooring professionally finished just this week, radiating warmth and modern elegance. Designed for ultimate comfort, the layout features two spacious primary suites situated on opposite sides of the home, offering maximum privacy for guests, family, or co-living. The expansive rear deck overlooks the serene creek channel, creating a peaceful outdoor sanctuary perfect for morning coffee, coastal breezes, and sunset dining. Rest easy knowing this property is legally established as a Fee-Simple Real Property Condominium resting on an HCD-approved Form 433A permanent concrete foundation system-meaning you OWN the land (NO land lease or space rent!), and the home fully qualifies for conventional financing! Even better, the $485/mo HOA fee includes your sewer, trash, and water utilities, along with 24/7 gate security and active neighborhood security patrol. Rancho Carlsbad's world-class resort amenities are steps away: a scenic 18-hole golf course, a modern fitness center, lighted tennis and pickleball courts, a scenic community pond, a sparkling pool and spa, a grand clubhouse, dedicated RV parking, and active social clubs. Located less than 10 minutes from the ocean, you are just a short drive to historic Carlsbad Village, beaches, Michelin-star dining, and premier coastal shopping! *Rancho Carlsbad is a 55+ senior community. At least one permanent resident must be 55 years of age or older, and all other permanent residents must be at least 45 years of age. All buyers must successfully pass an orientation and background approval process with park management prior to the close of escrow.