Beautifully renovated duplex in coveted Bankers Hill, (see showing instructions or call) offering two homes for the price of one. This early-1900s Tudor/French Normandy-style Craftsman blends timeless architectural character with thoughtful modern renovations while preserving its historic warmth and integrity. The two-level main residence offers 3 bedrooms, 2.5 baths, and an oversized 2-car garage. Rich period details, abundant natural light, and a west-facing orientation create a warm and inviting living environment. Enjoy views toward Downtown San Diego and the bay/harbor, creating an exceptional backdrop for everyday living and entertaining. Beautiful hardwood flooring throughout, new roof, new appliances, custom tile. The separate lower-level residence/casita features its own private entrance, full bath, and laundry hookups, delivering outstanding flexibility for multigenerational living, guests, a home office, or rental income. With the property recorded as a duplex, this rare two-unit offering presents a compelling opportunity for an owner-occupant, investor, or buyer seeking versatile living arrangements in a premier urban location. Enjoy close proximity to Little Italy, the San Diego Bay, Downtown, Balboa Park, acclaimed dining, shopping, and entertainment, with convenient access to Interstate 5. This distinctive Bankers Hill duplex combines historic appeal, modern updates, Downtown and bay/harbor views, oversized garage and driveway parking, and valuable income-producing potential in one of San Diego's most desirable neighborhoods.